On Friday the 13th, I attended a money management muse workshop that I was informed about from my roommate. The presentation helped me understand what it is to establish credit, maintain good credit and what is necessary or not. I also found out that if you are late for one credit card payment, all other credit card companies you belong to are informed and can affect your relationship with them as well. I also became aware that it is only reasonable to use credit in case of emergencies, large appliances and to pay large amounts of money that you do not have the cash for. It is always better to use cash than credit. This muse event was just what I needed because as a college student I really need to start learning to save my money and only buy things that are completely necessary.
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